If you’ve been watching the housing market lately, you’re probably feeling a mix of curiosity and confusion. Home prices are up, mortgage rates have been all over the place, and buyers and sellers alike are wondering what’s next. The big question: is now a good time to make a move?

Well, here’s the good news—experts are weighing in, and their latest forecasts offer some much-needed clarity (and maybe even a little optimism).

According to Business Insider:

“As mortgage rates go down this year, affordability may improve slightly for homebuyers. Inventory is also expected to grow, which should help moderate price growth and make finding a home easier.”

Let’s unpack what that really means for you.

1. Mortgage Rates Might Dip (Just a Little)

No, we’re not talking about a dramatic drop—but even a slight decline in mortgage rates could make a real difference in your monthly payment. And with a more stable economic outlook, that small drop seems more likely as we move through the year.

Just keep in mind, rates are still sensitive to inflation, jobs data, and broader economic trends. So while the forecast is looking better, some volatility is still on the table. Translation: don’t wait around trying to “perfectly” time the market—it rarely works.

2. More Homes Are Coming to Market

If you’ve felt like there just haven’t been enough homes to choose from lately, that might be changing. Inventory has already started to grow this year, and it looks like that trend will continue. Why? A lot of homeowners who were holding out for lower rates are realizing it might be time to move anyway.

Lance Lambert, co-founder of ResiClub, sums it up nicely:

“The fact that inventory is rising year-over-year… strongly suggests that national active housing inventory for sale is likely to end the year higher.”

More listings = more options = less competition. That’s a win for buyers.

3. Home Prices Are Still Rising, But More Slowly

Yes, prices are still going up—but the pace is starting to ease. The average forecast from seven major sources puts price growth at about 2% for the year. That’s far more manageable than what we saw during the market frenzy.

Combine that with the potential for slightly lower mortgage rates, and you could be looking at more affordability—and more breathing room in your budget.

Just remember, every market is different. Some areas might still see price hikes, while others could cool down a bit if inventory spikes. That’s why it’s so important to work with a local real estate expert who knows your specific area.

Bottom Line

If moving is on your mind this year, the second half of 2025 could bring a little more opportunity your way. Experts are calling for slightly lower rates, more inventory, and slower price growth—three things that could work in your favor.

Want to talk through your options or figure out the right time to make your move? Let’s connect. I’m here to help you navigate the market with confidence.